Complete Buyer's Guide
From defining requirements to taking possession — everything a first-time buyer needs to know, written by consultants with 10+ years on the ground.
Define Your Requirements
Start with budget, purpose (self-use vs investment), unit type (studio/2BHK/3BHK), and preferred timeline. This narrows your search to projects that actually fit your needs.
RERA Verification
Always verify the project on UP RERA (www.up-rera.in). Check developer registration, project approval, and any complaints filed. Never invest in an unregistered project.
Home Loan Pre-Approval
Get a home loan pre-approval letter before finalizing a project. This clarifies your actual budget and speeds up the purchase process significantly.
Site Visit
Visit the site in person. Check construction quality, surrounding infrastructure, distance to metro/schools/hospitals, and developer's other delivered projects.
Negotiation & Booking
Your consultant negotiates on floor, unit selection, payment plan, and freebies. Book with a token amount (typically ₹50,000–1 Lac) and get an allotment letter.
Agreement & Registration
Builder-Buyer Agreement is signed and registered with the sub-registrar. RERA mandates this within 60 days of booking. Pay stamp duty (5-7% in UP).
Construction Linked Plan (CLP)
Pay instalments as per construction milestones. Your consultant tracks progress and flags any delays, helping you invoke RERA protections if needed.
Possession & Handover
Before taking possession, do a snag inspection with the developer. Document all defects and get a commitment for rectification. Collect OC (Occupancy Certificate).